How No Paycheck Brings Couples Wreck and How to Prevent
Personal Finances and Couples’ Relationship
About the financial crisis and its effect on couples and their personal finances, and how much fun they get out of it, writes an editorial in Washington Post.
We have couples dealing with all different financial related circumstances such as job loss or change, home foreclosures, devaluated 401(k)s and recalculation of retirement, or less significant economical changes such as eating out less, all of this increasing up the tension level.
Many of the couples are unprepared for these kinds of sudden financial changes.
The problem seems always to be of communication. The solution is associated with the fact that men and women see money in a different way. For men is their self-esteem while for women is safety correlated fear. The way to cope with the pressure for the couples is by flexibly, no emotions involved, setting mutual financial targets.
For retirement, men tend to consider saving much higher amounts than women do.
Compared with men, women have easier time requesting credit counseling, as research confirms.
A psychotherapist and money trainer organizes and fits the couples into one or more of the following categories:
- ”
- spenders and savers,
- money worriers and money avoiders,
- and planners and dreamers.
“
Help one another by better understanding each other through empathetic communication.
Couples are also adjusting by going less to eat out, using less the car or even selling it, spending less for food, and generally helping each other to spend on only the necessities.
There is always a solution when there is reciprocal love and desire for mutual happiness.
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